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icon-4 ProActive HR Consulting Services

icon-2 Meet the ProActive Team

icon-8 Employee & Manager Compliance Training Sessions

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ZayZoon

Give Employees Financial Flexibility.
Reduce Turnover.

ZayZoon lets employees access earned wages when they need them.
29% less turnover for you, at no additional cost.

ZayZoon

The Real Cost of Employee Financial Stress

When employees are struggling paycheck to paycheck, it affects everything from retention to productivity and recruitment.

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Paycheck-to-Paycheck Living

Many of your employees live paycheck to paycheck. An unexpected expense, a medical bill, a delayed paycheck. Then they're turning to payday loans, overdraft fees, or credit cards. It creates stress that impacts their work.



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Retention & Turnover Costs

When employees find a job that offers better financial wellness benefits, they leave. Replacing an employee costs 50-200% of their salary. A benefit that improves retention directly improves your bottom line.

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Losing Competitive Edge

Top talent looks at benefits packages when choosing where to work. Without competitive perks like earned wage access, you're losing candidates to employers who offer them. In tight labor markets, it's a differentiator.

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Productivity Impact

Employees worried about finances are distracted and disengaged. Financial stress reduces focus, increases absences, and lowers productivity. A simple benefit can ease that burden.

ZayZoon: Financial Wellness That Works for Everyone

Give your employees financial flexibility. Keep them happier and more engaged. Pay nothing. ZayZoon handles it all.

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Instant Access to Earned Wages

Employees access wages they've already earned, up to $200 at a time, whenever they need them. Instant transfer, 24/7/365, with a $5 fee or free gift card options. No interest, no loans, no debt.

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Seamless Payroll Integration

Data flows directly from your payroll system. Automatic repayment on the next payday. Zero administrative overhead for you. Set up takes minutes and integrates with your existing system.

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Financial Wellness Platform

Employees get access to financial tracking tools, overdraft prediction, and education resources. It's not just a wage access tool. It's a complete financial wellness platform that helps employees make smarter decisions.

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How It Works

Simple for employees. Seamless for employers.

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Sign Up & Set Up

Employees follow the sign-up link you provide. They upload their driver's license for identity verification. ZayZoon automatically pulls their earnings history from your payroll system.

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Select Wages & Payout Method

Employees choose how much of their earned wages they want to access, up to $200 per transaction. They select their payout method: debit card, checking account, instant gift card, or ZayZoon VISA prepaid card.

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Instant Payment

Funds transfer instantly, 24/7/365, to the account or card of their choice. There's a $5 fee at most, or they can choose a fee-free gift card option worth up to 25% more value.

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Automatic Repayment

On the next payday, ZayZoon automatically deducts the accessed amount from their paycheck with zero administrative work for you. Employees also get access to financial wellness tools, including overdraft prediction, financial tracking, and spending education, to help them build better habits.

Trusted by Thousands of Growing Companies

See what our clients say about partnering with Ahola for their payroll and HR needs.

Verified by Google

Stars

Amazing customer service. We are very pleased with our experience with this company. They are local, and there is always someone available to help—you’re never transferred around like a 1-800 office. They have dedicated service professionals who handle everything from daily service needs to taxes.

They consistently help us make great decisions, provide thoughtful advice, and keep us up to date on anything that needs attention. I’ve even told my company that if we ever changed payroll providers, I’d start looking for another job—that’s how happy I am with their service.

Food Strong
Katie Signorelli

Food Strong

Verified by Google

Stars

Deciding to go with Ahola Payroll services was one of the best decisions we have made. The level of service is top notch and having a dedicated representative that I can call is a huge asset. I highly recommend Ahola for any business, small or large.

Corewater
Dennis M Flood

Core Water Technologies

Verified by Google

Stars

[We] implemented in January 2021, and I am so pleased with this company. Running payroll is a breeze with Ahola! Much more efficient and user friendly than other software than I have used in the past. Sheila has been truly amazing to work with! I greatly appreciate her positivity and willingness to help in every situation. Couldn't ask for better service! When I have questions, she is always happy to answer them and gets back to me very quickly. I will certainly recommend Ahola to others in the business community! Fantastic job and fantastic people!

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Susan George

P&S Bakery Inc.

Verified by Google

Stars

I highly recommend Proactive HR Consulting Services. In two short months, they gave our HR Department the push it needed, and in the right direction. Our management team presented them with our ‘wish list’ and one by one, they took them on; each time exceeding our expectations...

The flexibility this plan offers is key. The month-to-month agreement allowed us to ‘press pause’ when our company needed to focus on other issues. It’s great to know that we can return anytime and pick up where we left off. Like their parent company Ahola, we received the same great customer service, and attention to detail that we have come to depend on.

Great Lakes
Marsha Davis

Great Lakes Truck Driving School

Verified by Google

Stars

I have worked with many payroll companies in the past, but none can compare with Jake and Ahola. As a tax professional, I am approached constantly by payroll companies. The problem is they promise the world and offer low initial fees and great customer service, but this is only a sales pitch. Soon after the sale, they disappear. Customer service is lacking and your sales rep seems to change every year. Only with Jake and Ahola are you assured consistent prices and always the best customer service in the industry.

Because when you go with Ahola, you also get Jake and he will always go above and beyond to meet and exceed any expectations you might have.

Ken Mar Tax
Ken Weinberg

Ken-Mar Tax

Verified by Google

I have had the pleasure of working with Ahola Payroll & HR Solutions for several years now.

They have demonstrated professionalism, efficiency, and a genuine commitment to their clients. 1. Customer Service 2. Dedicated Support Team 3. Transparent and Reliable. Ahola is more than just a service provider; they’re a partner in my business journey. I wholeheartedly recommend Ahola...

Courtyard Cafe
Griffin Kelly

Courtyard Cafe

Verified by Google

We have found Ahola to be professional, helpful, and cost-effective.  The Ahola Isolved website makes onboarding new employees extremely easy and efficient.  

The level to which you have been able to automate the processes around payroll and basic HR functions for a company our size is remarkable and appreciated.  We would highly recommend Ahola to any of our Brecksville neighbors and beyond.

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Dominic Caruso

Caruso's Coffee Roasters

Verified by Google

We've been with Ahola for 36 years. We've been working with Kathleen for many years, she is intuitive to our business. We send weekly payroll. Anytime there's anything that seems unusual, she knows it and contacts us. She's really helped us prevent problems from occurring because she just knows our payroll, and that is priceless to us.

Area Temps
Denise Kirsch

Area Temps

Ready to Offer the Benefit That Keeps Your Team?

ZayZoon Earned Wage Access is simple to set up, costs you nothing, and delivers measurable impact on retention and recruitment. Your employees get financial wellness. You get loyalty and lower turnover.
It's a win-win.

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